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Buying A Property In Malta As A Foreigner

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Dreaming of lazy days by the pool basking under the Mediterranean sun? Aside from the natural limestone beaches, glittering blue sea and perpetual sunshine, Malta offers centuries of fascinating history, Michelin starred dining destinations, English language, attractive tax incentives, close proximity to the rest of Europe, record-low crime rates, exceptional national healthcare, laid-back Mediterranean lifestyle and an extremely consistent property market, making it a perfect choice for global expats and business headquarters. 


Malta propeprty market and purchasing real estate

Investing in real estate in the EU’s smallest member state has continually proven to be an attractive prospect. With demand from both domestic and international buyers, property in Malta continues to enjoy long-term growth with a long list of highly sought-after locations. Whilst the island’s attractive tax regime adds to the appeal for foreign buyers seeking to acquire residence. 

Malta and sister island Gozo offer a varied choice of real estate to suit an array of lifestyles, including luxury villas perched high on the hills, to traditional townhouses, countryside farmhouses, centuries-old palazzos, and contemporary seafront apartments in the urban centres. 


Malta regulations and options for foreigner to purchase a property

As a foreign national, you do not need to be a Maltese resident to purchase property. There are many rules and regulations to make the buying process seamless for international buyers. To purchase property anywhere on the island, you will need an AIP (Acquisition of Immovable Property) Permit, with an exception to this rule if you purchase property within an SDA (Special Designated Area). If you purchase property within an SDA Development, there is no limit to the amount of properties purchased and no need for an AIP permit. 


Fort chambray Gozo, Malta Sda Developments

Special Designated Areas is a status granted to qualifying residences within luxury lifestyle developments that allow both EU and non-EU nationals to purchase property in Malta with the same buying rights as locals, without the need to obtain an AIP permit. In addition, any buyer can purchase a property in an SDA as an investment property rather than a primary residence. 

There are a wide range of SDA lifestyle developments to choose from on the island. Whether you prefer the hustle and bustle of urban life, or looking for a residence with a more countryside feel, there are many options to choose from. Most SDA’s have a variety of facilities and amenities such as communal swimming pools, underground parking and landscaped outdoor areas. 

Luxury SDA Developments in Malta are always in high-demand as they offer the luxury of convenience including parking, restaurants, cafes, wellness centres and gyms. Residents benefit from all the facilities and amenities, sprawling residential havens for those who seek luxurious, comfortable and convenient living. 

SDA Developments in Malta and Gozo:

  • Portomaso, St. Julian’s 
  • Tigne Point, Tigne
  • Tas-Sellum, Mellieha
  • Madliena Village, Madliena
  • Smart City, Kalkara
  • Fort Cambridge, Tigne
  • Ta’Monita Residence – Marsascala
  • Pendergardensm St. Julian’s
  • Quad Business Towers, Mriehel
  • Southridge, Medllieha
  • Mistra Heights, Mellieha
  • Fort Chambray, Gozo
  • Kempinski Residences, Gozo
  • Vista Point, Marsalforn 



Malta residency schemes and citizenship

Malta offers a variety of programmes which grant citizenship, residency or advantageous tax rates. These include: 

  • Citizenship by investment
  • Malta permanent residence programme
  • Malta global residence programme 
  • Residence programme
  • Special tax rate for highly qualified
  • The Malta retirement programme
  • Qualifying employment in innovation and creativity (Personal tax)
  • Ordinary residence
  • Work Permit
  • Nomad residence permit
  • Acquisition of citizenship


Whether you are looking to relocate to Malta as your permanent residence or to purchase property as an overseas investment option, we are here to assist you with all your real estate needs and offer a personalised service to each of our clients. We offer a complete service to help make your transition as smooth as possible. Collaborating with lawyers and tax advisors, we provide our clients with the right advice to acquire residence in Malta, including the property purchase or rental requirements that come along with it. Our local expertise will allow us to advise you on the best property to suit your needs and lifestyle. We select the finest properties etc.. best portfolio

For more information, kindly contact us on +356 2138 4545 or email info@oystermalta.com



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