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First Time Buyers

FIRST TIME MALTA PROPERTY BUYERS’ GUIDE!

Getting started with the procedure of buying your first property in Malta can be quite an intimidating step to make. Remember always that your first purchase is the most important one you will make in your life, so at Oyster Real Estate we want to help you make sure that it’s the right one.

With the right guidance and a simple step-by-step process, we will enable you to ensure this chapter of your life is an exciting achievement rather than an exhausting task. At Oyster Real Estate, we will do just that, ensuring a hassle-free and smooth journey towards finding your perfect property.

Simple steps to begin climbing the property ladder:

Get your finances in check

Contact your bank manager to work out what your exact budget is and approximately what home loan you can acquire (if required).

Start the search

Browse our website to get an idea of what you are looking for – what property types are currently available on the market and which areas and localities suit you best. Knowing what you want is half of the work done.

Discuss with professionals

Contact a realty agency to personally discuss everything that you desire in your new home. A professional agent has the necessary experience and know-how to help handpick properties that they think best suit you and your preferences.

Enjoy the viewings

Go out on the road with our agents and start viewing properties in Malta. This can be a fun experience. As you window shop, we would recommend being open to viewing what agents suggest due to their experience. ‘On paper’ you may want to dismiss something but you may actually fall in love with a place once you physically visit it – you never know.

Place your offer

Once you have identified your perfect place, the next step would be to meet with your bank contact (if a home loan is required). It is also important that you involve your notary to subsequently place an offer. Your agent will also assist and guide you at this stage of the process.

Leave it to us and enjoy a new phase of your life

Once you are comfortable and convinced about your choice, just leave it in our hands to negotiate the best deal for you and to go through the contractual processes involved. With everything done and dusted all the details taken care of and, simply relax and enjoy your new home.

Other Buyers

A GUIDE TO BUYING YOUR NEW HOME IN MALTA AND GOZO

Further to having passed the first time buyer stage, you may start looking towards moving up the property ladder in Malta. This brings with it a number of challenges. If you want to either move to a larger or smaller property (depending on your family or lifestyle situation), you may want to sell your previous home in order to finance the new one. If you are a buyer wanting to expand your property portfolio we can assist with providing a service tailored to your specific needs and requirements. In an ideal world, these two processes would happen simultaneously to ensure a seamless transition.

This ideal scenario is not always the case for those doing this alone as it may be difficult to effectively balance your efforts in selling your property in Malta whilst also looking for a new one. That is why at Oyster Real Estate, we focus on hassle-free transactions and guarantee to take the stress out of your entire experience. We are fully able to sell your property in Malta whilst helping you find your new one – thus ensuring it as manageable as possible.

Buy to let

BUYING PROPERTY IN MALTA

Every single year, the rental accommodation situation keeps on improving due to the influx of expatriates and tourists choosing to reside and relocate to Malta and Gozo. Thus creating further competition for landlords in the market, as well as increased demand, making it an increasingly profitable business. The new development schemes (Special Designated Areas – SDAs) that are cropping up across the islands have proven to be crucial towards the success of the buy-to-let market, removing some of the risk factor associated with this line of work. At Oyster, we have close ties and relationships with Malta’s leading property development companies, ensuring we’re a step-ahead of other agencies. We are the first to know what’s new and ‘hot’ on the market.

As an income investment, buy-to-let in Malta is an appealing option, especially when compared to volatile stock markets and low saving rates. Meanwhile the property value in Malta and demand for rental properties have continued to increase over the last years and continues to do so. Hence this is the appropriate time to look into this investment opportunity further.

Oyster Real Estate will ensure your investment is a sound one if you are considering entering the buy-to-let property market in Malta. We do this by advising you about certain properties and locations with great potential to consider, sharing our expertise to guide you towards maximising your investment.

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